As we say farewell to 2014 and welcome in 2015, it is time to reflect on all that was, see the road we have travelled and realise that tomorrow can be anything you want.

It can be a new beginning.

It can be a continuation.

It can be an end to all that was.

Every day we have 1440 minutes to use as we please. Whether you ring in the new year with friends or a good book, promise yourself to make the coming year a year of golden opportunities. Where every day you make every minute count.

From me to you, I wish you a healthy, happy and successful 2015.